FITCHBURG -- The HomeOwnership Center of North Central Massachusetts will hold a pre-foreclosure clinic April 3, 9 or 17 at the Twin Cities CDC office, 470 Main St.

The HomeOwnership Center staff will help homeowners evaluate pre-foreclosure options at no cost, which include: refinancing your mortgage, modification of your existing mortgage, a repayment plan, short sale and deed-in-lieu.

To register for the April 3 or 17, 5:30 p.m., or the April 9, 10 a.m. class, please email info@homesncm.org or call the HomeOwnership Center at 888-978-6261.